Many people in Jackson, Kentucky, work hard at their jobs every day in order to provide for their families, and many of these jobs are dangerous and leave a worker prone to personal injury. Moreover, even working in a safe profession is no guarantee that a person will not get hurt while on the job.
If one thinks about it, the mere fact that people spend most of their waking hours at work also means it is relatively likely that they will be a victim of a workplace accident.
These sorts of accidents can devastate a Kentucky family. After a serious work accident, an employee may incur tens of thousands of dollars in medical bills and may be without a paycheck for months, assuming of course the worker will be able to return to his or her profession at all. Without some financial help, a worker and his or her family may wind up facing serious monetary difficulties on account of the worker's injury.
Fortunately, and injured Kentucky worker has a couple of options available. First, he or she can always file for workers' compensation benefits. These benefits are designed to give worker relatively easy access to some compensation for their medical bills and lost wages. However, they do not cover everything and may require some legal assistance to obtain.
Moreover, while suing one's employer may be difficult if the employer has already secured workers' compensation benefits, it may be possible to sue someone else who is responsible for the worker's injuries under what is called a third-party liability claim. One example of when this type of claim would apply is if a worker gets injured by a negligent motorist when driving as part of the worker's job duties. A third-party claim can maximize an injured worker's chances of getting full compensation for his or her losses.