As with other states, Kentucky has laws protecting the insurance system from fraudulent activity. Individuals who commit fraud while filing claims or even in the process of securing insurance can be convicted of a felony in certain circumstances.
Police officers may have reason to believe, on occasion, sometimes for good reasons, that illegal activity or illicit drug use is taking place in a person's vehicle. Oftentimes, police will therefore search a person's vehicle, even without their permission. They often use what they find to work with local prosecutors in bringing allegations of drug crimes.